Empowering Your Financial Journey

Where Capital Meets Strategy

The Essence of HCFBIZ

HCFBIZ stands at the intersection of finance, strategy, and enterprise growth. We partner with ambitious businesses, developers, and entrepreneurs to create structured financial pathways that unlock stability, scalability, and long-term value.

With access to 30+ NBFCs, backed by 20+ years of banking intelligence, and trusted by 150+ growth-led clients, our presence across Rajasthan, Gujarat, and Maharashtra allows us to deliver unmatched regional insight with global standards.

At HCFBIZ, finance is not a transaction — it is a responsibility, a strategy, and a long-term partnership.

20+ Years of Banking Experience
30+ NBFC & Financial Partners
150+ Growth-Led Clients

Our Founder

Kalpesh Modh

With over 20 years in banking and consulting, Kalpesh Modh leads HCFBIZ with a deep understanding of financial systems and client needs.

His vision blends strategic planning with personalized solutions, helping businesses and individuals achieve sustainable growth. A strong advocate for financial literacy and integrity, he ensures HCFBIZ is more than a service — it is a trusted financial partner.

Integrity at the Core
Experience That Matters
Growth as a Philosophy

The HCFBIZ Financial Ecosystem

We align lending partners with business potential — not just paperwork.

Structurally Strong
Fast-Moving
Rate Competitive
Tailored to Business Realities

Why Leading Businesses Choose HCFBIZ

Unmatched Experience

Over 20+ years of banking and financial leadership shaping strategies that work in real markets.

Intelligent Structuring

Every funding blueprint is engineered for long-term viability, risk management, and cost efficiency.

150+ Clients, One Standard

A proven record of delivering results with consistency, clarity, and professionalism.

Relationship-Driven

Our clients stay with us because we refine their financial strategy over years — not just one deal.

The HCFBIZ Promise

We bring the discipline of banking, the precision of consulting, and the partnership mindset of long-term advisors.

We don’t just arrange finance.
We architect sustainable growth.